How local law shapes access
When you join from India, we first check the legal position in your location before we allow access. If the rules permit it, we may ask for identity proof, contact details or payment ownership proof so the account can be matched cleanly to the person using
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it. UPI, Paytm and PhonePe references are used only to confirm a record, reduce repeat entries and support dispute handling; they are not treated as public data. We keep the shortest record that still lets us answer a request, meet a legal duty and protect the
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account against misuse. Cookies and device markers help us recognise a return visit, keep the session stable and spot strange access patterns. If we change this policy, the updated version applies from the date it is posted, and access after that date means you accept the
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newer wording where local law permits. If you need a copy, correction or closure request, use the contact route in your account so we can verify it against the right record.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.